If you’ve been thinking about buying a home lately, you’ve probably noticed one thing… Interest rates are high. For many buyers, that means higher monthly payments, reduced purchasing power, and in some cases, putting homeownership on hold altogether. But what if there was a way to secure a significantly lower interest rate in today’s market? What Is an Assumable Loan? An assumable loan allows a buyer to take over the seller’s existing mortgage, including their current intere