How to Buy a Home at 4.99% in Today’s Market
- Marynet Bernazar
- Apr 9
- 2 min read
If you’ve been thinking about buying a home lately, you’ve probably noticed one thing…
Interest rates are high.
For many buyers, that means higher monthly payments, reduced purchasing power, and in some cases, putting homeownership on hold altogether.
But what if there was a way to secure a significantly lower interest rate in today’s market?
What Is an Assumable Loan?
An assumable loan allows a buyer to take over the seller’s existing mortgage, including their current interest rate.
In a market where rates are closer to 7%, this can be a major advantage.
Instead of financing a home at today’s higher rates, you may be able to step into a loan at a much lower rate, which can lead to meaningful monthly savings over time.
Why This Matters
Even a small difference in interest rate can have a big impact on your monthly payment.
A lower rate can mean:
More affordable monthly payments
Increased buying power
Long-term savings over the life of the loan
For many buyers, this can be the difference between continuing to rent and finally owning a home.
A Real Opportunity in Today’s Market
There are not many properties available with assumable loans, but there are opportunities.
One example is a townhome currently available in Howey in the Hills, Florida.
This home offers:
3 bedrooms and 2.5 bathrooms
Built in 2023
A private view with no rear neighbors
An assumable loan at 4.99%
For buyers looking to reduce their monthly payment and take advantage of a lower rate, this is worth exploring.
Want to see if you qualify or explore this opportunity further?
If you’ve been waiting for the right time to buy, this may be one of the few opportunities to secure a lower interest rate in today’s market.
I’m happy to walk you through how the assumable loan works, what your potential monthly payment could look like, and whether this property aligns with your goals.
👉 Schedule a private consultation or showing below:
With gratitude,
Marynet Bernazar
Broker‑Owner, Marysol Brokers LLC
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